Subtract your Worries and Add Happiness to your Future
Do you know the cost of a heart surgery or a brain tumour or cancer? Are you wondering as what such a question has to do in this article? Well, in most cases one would not know the cost of treating cancer, brain tumour, or heart surgery. If the questions sound scary can you imagine what the answers would do to you? Try to answer the same above question if your child has to study abroad. Would you ever be in a position to afford the cost of treatment in the UK or the US in that case? Are you prepared to spend several thousand dollars or British pounds in treatment? The answer is an obvious and a big NO.
But when you ask an insurance company these questions their motive is the same as yours but their answer is different. Every question that you ask a reputed insurance company such as the ICICI health insurance company the answer will in most cases is a yes. If you ask for availability of a medical policy for family their answer is a yes. If you ask for availability of the best health insurance policy for parents in India their answer is a yes. If you ask for student insurance for your child studying in India or abroad their answer is a yes.
A student insurance company may offer several international plans that can make your expensive medical treatments affordable and manageable while your child is studying abroad. The value of a policy may be calculated using a home insurance premium calculator that helps you analyse the pros and cons of your policy from home itself Without a student insurance policy, from an insurance company abroad or international plans offered by an Indian insurance company, expensive medical treatments simply remain unaffordable across the globe. The situation is further aggravated due to huge difference in exchange rates. Even in India, cost of hospitalisation and expensive medical treatments, are unaffordable without a health insurance. International plans or student insurance policies can take care of your health care expenses and provide you with the peace of mind to enable your child concentrate on his studies without being worried about cost of healthcare.
Most of the international plans from Indian insurance companies provides for expensive medical treatments including, cancer screening and mammography expenses, expensive medical treatments for injuries caused in inter-collegiate sports. The international plans also provide some of the non-medical coverage such as protection against loss of passport and checked-in baggage, personal liability, sponsor protection, and many more. Most of the universities make it mandatory for insurance coverage for students. This is because, in absence of insurance, expensive medical treatments would simply become unaffordable and would result in interruption in studies. However, it is not mandatory to buy health insurance abroad, as some of the universities also allow a waiver of insurance charges, which is levied along with tuition fee, at the time of taking admission, in case a student is covered under any of international plans offered by local insurance company in student’s country of origin.
The most suitable policy depending on your individual requirements may be calculated using a home insurance premium calculator that not only helps you choose the best policy but also subtracts your worried and adds safety to your future health.
ICICI health insurance provides various
medical policy for family and parents. A tool known as health and
home insurance premium calculator helps you to search the
best health insurance policy for parents in India.
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